The Coming Rise in Education-Only Financial Planning
Financial advisory fees significantly impact retirement income, gifting potential, and inheritances. Research that I had published in The Journal of Retirement last fall demonstrates that
A Different Way to Save Taxes with a Health Savings Account
As tax filing season approaches, I wanted to share a strategy for maximizing your Health Savings Account (HSA) and saving on taxes. While the best
Why Does Delaying Social Security Provide Tax Advantages?
Many excellent 401(k) savers have heard about the value of Roth conversions to lower lifetime taxation, Yet, from my experience, few understand the value of
Embracing Mental Accounting to Feel Comfortable Spending in Retirement
We’re now seeing the first generation of retirees who have spent decades saving in 401(k) plans and other defined contribution plans. Maintaining a disciplined approach
It’s Open Enrollment Season and Time to Look More Closely at HSAs
As I write this blog post, it’s now mid-October and Open Enrollment season is upon us. For many workers, this means deciding how much to
Announcing the Release of My New Book
I am thrilled to announce the release of my second book, Innovative Techniques for Maximizing Roth and Health Savings Accounts. The book provides unique insights,
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