Mavericus Retirement Services LLC
PLEASE NOTE THAT JIM IS CURRENTLY NOT TAKING ON NEW CLIENTS.
A virtual, flat fee, advice-only firm specializing in the design and monitoring of retirement income and healthcare expense plans. All clients will work exclusively with Jim Mahaney, CFP®, MSFS who operates in a fiduciary capacity with his clients.
“Mavericus has been built on the philosophy that the technology is now available to deliver retirement income designs for retiring 401(k) participants & IRA owners in a low-cost fiduciary advice model that does not deduct fees or commissions from retirement accounts.”
Advice Only - Available Services
Retirement Income Design
Based on your retirement income risk tolerance, Social Security options, retirement savings, and expected tax situation, a customized plan will be designed for you. Each year, we will revisit your progress and make adjustments accordingly. This service will also provide advice on planning and paying for healthcare expenses in retirement including Medicare, Medigap, and Medicare Advantage options.
Free Advice for Certain Households
For households with gross earnings below $75,000, Jim provides one-time free advice on various financial planning topics on Tuesdays from 9AM-1PM EST. To learn more, click here:
Preretirement Check-Up
The best time to plan for your retirement is several years before the crucial moment arrives. Are you financially prepared? Are you utilizing the most tax-efficient savings strategies? What critical decisions await? It’s time to get a head start. Allow Jim to evaluate your circumstances and offer expert guidance, ensuring you’re well-equipped for a comfortable retirement.
Why work with Jim?
With 39 years of experience, Jim is a noted expert in the field of financial planning. He is a published researcher and sits on the Editorial Board of the Journal of Retirement. Jim has been frequently quoted in The Wall Street Journal, The New York Times, Kiplinger, Yahoo Finance and other media outlets.
Jim has designed his practice based on the concept that lower fees will result in higher amounts of retirement income and future inheritances for heirs. He emphatically believes that lower fees are doable based on the plethora of new high quality financial planning software that is now available and the comfort Americans now have with meeting with an adviser acting in a fiduciary capacity in a virtual setting. He has been awarded three patents, including one on the Social Security Bridge concept which he created in the early 2000s. In 2016, Jim was awarded a HERO Award from the Women’s Institute for a Secure Retirement (WISER), recognizing his work, leadership and commitment in helping women and men achieve financial and retirement security.
A lifelong learner, Jim holds a Master of Science in Financial Services and is a CERTIFIED FINANCIAL PLANNER (CFP®), Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), Qualified Pension Consultant (QPC), Qualified 401(k) Administrator (QKA), Qualified Pension Administrator (QPA), Registered Employee Benefit Consultant (REBC), and Chartered Advisor for Senior Living (CASL).
Jim’s books, How to Craft a Resilient Retirement Income Plan and Innovative Techniques For Maximizing Roth and Health Savings Accounts are now available on Amazon. His published research includes Quantifying the Long-Term Impact of Asset Under Management Fees on Retiree Income and Inheritances as well as Rethinking Social Security Claiming in a 401(k) World.
